Austin, Texas bridge at sunset

Checking Unlimited

Features and Benefits

  • NO Fee if balance remains at $300 or above.
  • NO Per-check charge or fees (except for draft returns or transfers due to insufficient funds).
  • Overdraft protection - Transfers can be made from your Share Savings account to cover insufficient funds ($5 fee)
  • GEFCU Visa Debit Card - Access cash from almost any ATM worldwide; no fees for GEFCU Visa Debit Card usage at GEFCU locations or ATMs with the Credit Union Alliance
  • Easy Access - Make deposits in person, by mail, ACH, direct deposit, or payroll deduction. 
  • Remote deposit capture (upon approval)
  • New accounts receive first box of checks FREE!*
  • Home Banking-Access your account 24/7 through our secure online banking and mobile app. 
  • FREE ATMs through Alliance of Austin Credit Unions
  • Insured up to $250,000
  • Paper or e-Statements available
*Free box must be GEFCU logo checks
Reason Fee
Monthly Service Charge Below $300 minimum $3.00 per month
NSF Fee* (*Fee applies when overdraft is created by check, in-person, or other means)

$25.00 per overdraft
Courtesy Pay Fee* (*Fee applies when overdraft is created by check, in-person, or other means)

$25.00 per overdraft
Stop Payment Fee $15.00 per item
Overdraft Transfer Fee $5.00 per transfer
Copy of Draft (Check) $3.00 per copy
Check Printing Fee Varies by style ordered