Mature couple moving into new house

Interest Bearing Checking

Features and Benefits

  • NO Fee if balance remains at $500 or above at all times
  • PAYS Dividends monthly-dividends earned on balances of $500 and above
  • FREE Home Banking
  • FREE 1st box of checks
  • FREE ATMs through Alliance of Austin Credit Unions
  • Overdraft protection - Transfers can be made from your Share Savings account to cover insufficient funds ($5 fee)
  • Mobile App
  • Remote deposit capture (upon approval)
  • Insured up to $250,000
  • Paper or E-statements available
Amount                   Rate                  APY
Under $5,000                   0.10%                  0.10%
Over $5,000                   0.15%                  0.15%
Reason Fee
NSF Fee* (*Fee applies when overdraft is created by check, in-person, or other means)

$25.00 per overdraft
Courtesy Pay Fee* (*Fee applies when overdraft is created by check, in-person, or other means)

$25.00 per overdraft
Stop Payment Fee $15.00 per item
Monthly Service Charge Below $500.00 minimum $5.00 per month
Overdraft Transfer Fee $5.00 per transfer
Copy of Draft (Check) $3.00 per copy
Check Printing Fee Varies by style ordered